This information is only a brief summary as supplied by the Lorien Trust guide. Whilst we work to expand the information here, we would welcome input from those within the The Bank to help us give as accurate a description as possible

Custodians of Erdreja’s finances, the Bank holds the accounts of factions, guilds, groups and individuals. The bank of Erdreja is responsible for the supply of the official coinage of the land and also handles exchanges of old or foreign coins. An exchange rate for old coins has been established and will be posted at each of its branches by the bank. The Bank is first and foremost an establishment which keeps valuables safe and secure. While recently it has become a Guild that trains and teaches its staff, it is a Guild like no other in the Heartlands. The history of the Bank is shrouded in the mists of time, though it is commonly thought that there has been an organisation safeguarding Erdreja’s wealth since before the foundation of the Empire of Man.

Some say that centuries ago a powerful group of varied but powerful beings came together to form a consortium, with the primary objective of safeguarding their riches and thereby their own power. Their descendants or successors today are those known as ‘The Shareholders’, who choose the Grandmaster Bankers who act as the public face for the Guild. Few (other than the Bank Masters themselves) ever have a chance to meet with the Shareholders and their exact motives remain vague at best. “Secrecy is our greatest asset” Grandmaster Mourn used to say. Over the last decade or so the Bank has opened its doors a little more to the great and the good of the Factions, taking guild members into it’s commercial arm, rather than simply training guards and cashiers. Grandmaster Abeer and his successors Memphis Al Fayed & Dimitri von Dracmodor did much to change the nature of the organisation from a Bank alone into a House of Commercial interest.

The Guild now assists in the financial management of the Fortune’s Fool Casino, loaning gold to the Factions and other Guilds, protecting vast sums of money for businesses and individuals, the management of Wills and at times has been known to engage in security and debt collection.

If one wishes to put one’s gold (or even copper) in a safe place, at a fair rate of interest, then the Bank is the choice of many. Last Wills and Testaments may be lodged with the guild (for a small fee), thus ensuring that all funds are secure in the case of an unhappy accident. Items, magical or valuable, can be left in safety deposit boxes. Almost as importantly; if you simply need to know the value of an item, or you wish to engage in trade – the Bank is one of the best places to start.

“There is no ‘Good’, there is no ‘Evil’; there are only the Rich and the Poor.” ~ Attributed to a former Head of Commerce

MONEY

Money. Everybody wants it, but once you’ve got it how do you make sure you don’t lose it? You can hide it and hope you can remember where you’ve put it, or you can store it in the bank. It won’t cost you a thing to open an account and we offer attractive rates of interest. If you have valuables that you don’t wish to lose, you can place them in our secure Safety Deposit boxes.

If you find yourself a bit short for cash we may be able to offer a one-year fixed-rate loan. If you need cash in a hurry but don’t want to take out a loan we are willing to purchase valuables from you. Worried about what will happen to your possessions when you die? We are able to offer our Will Service. For a fee we will hold your Will and act as the executors of your estate. Your written Will must be deposited with us when you request this service. Please note that if you have an account with us the funds will not be passed on if you die unless you have a Will.

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